Some people come to a point in their lives wherein they ask themselves: “I have worked hard, earned money, and saved. Why should I continue working and saving?”
Peter, a college graduate, doesn’t have a permanent job. He spends most of his time drinking with friends or playing computer games. His principle is: “I will not work too hard. I will enjoy my life because I may die tomorrow.”
Frank is just the opposite of Peter. He works day and night and does not have time to relax. His principle is: “I need to work as hard as best as I can, so I can build up my savings and retire comfortably.”
Who has the better viewpoint? That will really depend on your outlook.
Younger people will likely choose Peter’s principle. But when one day you find yourself broke, out of a job, and without any new skill, you will probably think: “I wish I had enjoyed myself less and worked more” or, “I wish I kept some of the money I earned and let it grow for my retirement.”
Those who choose the principle of Frank will later on realize that it is no better than Peter’s happy-go-lucky attitude. Because if you work away the best years of your life to earn more money, and one day you will find out that you are terminally ill, then everything you have worked for will have no purpose.
With the right approach and obedience to authority, the major factor is to embrace a lifestyle that is based on a financial principle that is impartial and reasonable. Majority of the people want to have the convenience and everything in life which are, to name a few, a relaxed lifestyle, more than enough earning, enough money for retirement, and the opportunity to enjoy and have fun while still young.
It is a nice feeling to have all of the items mentioned above. This is possible to be achieved with your obedience to authority and with the right attitude and approach. First and foremost, your financial status must sink inside yourself and what you really want to do with the resources that you have at the moment.
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